Strength in numbers
Just one weak link in the process can cost you the perfect home. That’s why we will help create a strong team to represent you; Realtor, Mortgage Broker, Home Inspector, Insurance Broker, Contractor Specialists and Lawyer to ensure all decisions and transactions are carried out smoothly, expertly, and in your very best interests.
Pre-approval
Meeting with a financial institution to acquire pre-approval for financing is a key step in securing the home of your dreams:
- it makes you aware of your actual purchasing power and establishes a price range to search within (often allowing buyers to afford more than they had anticipated)
- puts you in the position to move quickly in competitive bidding situations
- eliminates the risk of disappointment later, should setbacks arise with financing
Arranging a Mortgage
There are many different types of lending options available to home buyers, including banks, trust companies and mortgage brokers. We will be happy to guide you, offer advice, and help you secure financing that is most advantageous for you.
Lender services include:
- Pre-qualifying a home loan
- Determining your lending limit
- Identifying hidden fees, providing lending advice and options
- Research and preparation of financial documents, i.e. Credit Reports, property appraisals, etc.
Information required by your lender:
- Credit Check
- Letter of Employment
